There are as many ways to get your free credit score as there are monitoring services who offer it. The term free is used loosely because most monitoring services will offer you only one credit score from one reporting agency, not all three scores and this is only for a set trial period. If you want to obtain all three of your scores from the major reporting bureaus then you will have to fully subscribe to their services.
Often, the term free can be misleading in this regard so it pays to be careful what you sign up for because usually it means only a free trial period and then you will be billed either by your credit card or checking account depending on what information the site has asked for. If you do not wish to continue with the services and only want your free credit score then you will have to contact the company and ask that the service be canceled and your card or bank account not billed.
Getting your free credit score is easy but it only gives you half the picture there are other credit scores from the other major bureaus and these are taken into account as well whenever you apply for any type of credit. If you want a good assessment of your overall credit then by all means sign up for the service and get the full report and all three scores. You can continue with the service or cancel at a later date after you have obtained them.
Mon, May 24, 2010
Personal Finance